NYSE, STL - Sterling Bancorp
The disclosures set forth in this item are qualified by Item 1A. Risk Factors on
pages 10-15 and the section captioned ?FORWARD-LOOKING STATEMENTS AND FACTORS
THAT COULD AFFECT FUTURE RESULTS? on page 20 and other cautionary statements set
forth elsewhere in this report.
Sterling Bancorp (the ?parent company? or the ?Registrant?) is a bank holding
company and a financial holding company as defined by the Bank Holding Company
Act of 1956, as amended (the ?BHCA?), which was organized in 1966. Sterling
Bancorp and its subsidiaries derive substantially all of their revenue and
income from providing banking and related financial services and products to
customers primarily in New York, New Jersey and Connecticut (?the New York
metropolitan area?). Throughout this report, the terms the ?Company? or
?Sterling? refer to Sterling Bancorp and its subsidiaries. The Company has
operations in New York, New Jersey and North Carolina and conducts business
throughout the United States. ...
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