NASDAQ, PROV - Provident Financial
Provident Financial Holdings, Inc. (the ?Corporation?), a Delaware corporation,
was organized in January 1996 for the purpose of becoming the holding company
for Provident Savings Bank, F.S.B. (the ?Bank?) upon the Bank?s conversion from
a federal mutual to a federal stock savings bank (?Conversion?). The Conversion
was completed on June 27, 1996. At June 30, 2007, the Corporation had total
assets of $1.6 billion, total deposits of $998.6 million and stockholders?
equity of $128.8 million. The Corporation has not engaged in any significant
activity other than holding the stock of the Bank. Accordingly, the information
set forth in this Annual Report on Form 10-K/A (?Form 10-K/A?), including
financial statements and related data, relates primarily to the Bank and its
subsidiaries.
The Bank, founded in 1956, is a federally chartered stock savings bank
headquartered in Riverside, California. ...
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