NYSE, VLY - Valley National Bancorp
The disclosures set forth in this item are qualified by Item 1A?Risk Factors and
the section captioned ?Cautionary Statement Concerning Forward-Looking
Statements? in Item 7?Management?s Discussion and Analysis of Financial
Condition and Results of Operations of this report and other cautionary
statements set forth elsewhere in this report.
Valley National Bancorp is a New Jersey corporation registered as a bank holding
company under the Bank Holding Company Act of 1956, as amended (?Holding Company
Act?), and is headquartered in Wayne, New Jersey. The words ?Valley,? ?the
Company,? ?we,? ?our? and ?us? refer to Valley National Bancorp and its wholly
owned subsidiaries, unless we indicate otherwise. At December 31, 2007, Valley
had consolidated total assets of $12.7 billion, total loans of $8.5 billion,
total deposits of $8.1 billion and total shareholders? equity of $949.1 million. ...
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